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Financial wealth in Asia more than tripled since 2001: HSBC

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Top 5 graduate level courses for commerce student

It is a myth that commerce is only all about money.

On the contrary, it is about figuring out how business works, how to manage a company and personnel, keeping a track of the stock market, keeping tabs on tax schemes and much more.

The top 5 courses at the graduate level are as follows:

·  Bachelor Of Commerce (BCom)

·  Bachelor Of Business Studies (BBS)

·  Bachelor Of Management Studies (BMS)

·  Bachelor Of Business Administration (BBA)

·  Bachelor Of Business Management (BBM)

However, the Bachelor of Commerce programme itself offers a plethora of specialisations.

                                

1. Bachelor of Commerce (B.COM)

The Bachelor of Commerce course gives students a general idea of buying and selling of goods, provision of services, productions and property, and much more.

The BCom degree can help establish a career in finance, taxation, operations, etc, depending on the course specification opted for.

There are more than 50 specialisations which can be opted for across colleges  all over India.

Listed here are some of the most widely picked choices which are commonly available as an option in most colleges in the country.

Course Duration: 3 years

Top Institutes: Shri Ram College of Commerce (New Delhi), St Xavier's College (Kolkata), Loyola College (Chennai), Narsee Monjee College of Commerce and Economics (Mumbai), Christ College (Bangalore).

Career Steps: BCom can be a stepping stone for further degrees like Chartered Accountant (CA), Company Secretaryship (CS) and Cost and Work Accountancy (ICWA).

Accounting and Finance

Specialising in accounting and finance trains students who are looking to pursue a career in banks, insurance companies and industries.

The University of Mumbai has also created a separate course in accounting and finance for those students who are focused on getting into the fields.

Some of the subjects studied here include financial accounting, cost accounting, auditing, taxation, business law, economics, business communications, etc.

Economics

For an overall view of the subject, some students opt for a major in economics. This may not train students for a particular career path but it provides an overall view of the commerce stream and students can choose to follow a career path or pursue further studies on completion of the course.

Auditing

For those who want to find a career as a Certified Public Accountant, Finance Manager or Chief Financial Officer, majoring in the field of Auditing is a good idea.

Subjects studied under this specialisation are advanced financial accountancy, auditing, financial markets, corporate financial policy, financial service, etc.

Taxation

Subjects studied under the specialisation of taxation include financial accounting, economics, business mathematics and statistics, direct and indirect taxation, public finance and taxation, and more.

This course prepares students a career as a business tax consultant or a property tax consultant. Other job roles include Manager of Accounts and Direct Taxation, Manager of Employment Taxation, Manager of Corporate Taxation and others.

Advanced Accountancy

Advanced accountancy prepares a student for work in the areas of accounting operations, patterns, merger of public holding companies, foreign currency operations, etc. It also helps provide an understanding in advanced financial accounting issues such as lease contracts, pension funds, end of service severance payments, etc.

After completing this course, it is possible to have a career as a public accountant or a financial consultant.

Banking and Insurance

Majoring in banking and insurance will enable a student to be well equipped to follow a career in one of these two growing fields.

The University of Mumbai introduced it as a special course to train students so as to provide the banking and insurance sectors with competent people for their workforce.

The course subjects include life insurance, legal framework, non-life insurance, etc.

Marketing Management

Specialising in marketing management can provide multiple job opportunities starting from Marketing Executive up to Marketing Manager. It is also possible to start a consultancy firm that advises corporate companies on marketing strategies.

The subjects covered are a range that includes communication, financial accounting, business regulatory framework, consumer behaviour, sales management and more.

                                  

2. BACHELOR OF MANAGEMENT STUDIES (BMS)

The Bachelor of Management Studies degree was started to give students a hands-on experience so they can connect theories learnt during classroom sessions with its application in real-life situations in organisations.

It has a more practical outlook as compared to other courses.

The course was started by University of Mumbai for Mumbai-specific colleges.

Some of the subjects studied in this discipline include business mathematics, managerial economics, business ethics and corporate social responsibility, human resource management, etc.

Course Duration: 3 years

Top Institutes: St Xaviers College (Mumbai), SNDT Women's University (Mumbai), HR College (Mumbai), SIES College of Arts, Science and Commerce (Mumbai), Sydenham College (Mumbai)

Career Steps: Completion of the BMS degree offers careers in human resource management, sales and marketing, finance, research and development, etc.

                                                 

3. BACHELOR OF BUSINESS STUDIES (BBS)

The Bachelor of Business Studies provides students with a broad knowledge of business combined with specialist knowledge of a particular area of business, the choice of which is at the discretion of the student.

The course focuses on developing the ability to think critically and analytically.

It also teaches students to relate classroom ideas to practical business situations which they will face while working in the industry.

Most of the subjects covered in the course are from the fields of accounting and economics so having a prior background in these fields is helpful.

The course was introduced by the University of Delhi to give students a competitive edge in the business world.

Course Duration: 3 years

Top Institutes: Deen Dayal Upadhyaya College (New Delhi), Jamia Milia Islamia University (New Delhi), Keshav Mahavidyalaya (New Delhi), Shaheed Sukhdev College of Business Studies (New Delhi)

Career Steps: Graduates from this course can take up careers in the fields of finance, marketing and human resource management.

                           

                                      

4. BACHELOR OF BUSINESS ADMNISTRATION (BBA)

The Bachelor of Business Administration degree trains students in the field of business administration and has plenty of specialisations of which the management ones are the most popular.

The BBA program usually includes general business courses and advanced courses for specific concentrations.

Some of the specialisations offered under the program are air travel management, finance and accounting, marketing and sales, hotel and tourism management, banking and insurance, information technology and international business.

Specific Eligibility: Undergraduate Aptitude Test

Course Duration: 3 years

Top Institutes: Christ College (Bangalore), Shri Narsee Monjee College of Commerce and Economics (Mumbai), Madras Christian College (Madras), MS Ramaiah College of Law (Bangalore), SRM University (Chennai)

Career Steps: Students can follow up a BBA degree with a postgraduation in Master of Business Administration (MBA). Other career options depend on the specialising subjects.

                                                    

5. BACHELOR OF BUSINESS MANAGEMENT (BBM)

Bachelor of Business Management is a programme that is aimed at providing knowledge of the theoretical and practical aspects of business.

The most commonly picked specification under this programme is the international business stream.

Some of the subjects in this course are economics, marketing, agriculture business, business laws and ethics, project management, etc.

Course Duration: 3 years

Top Institutes: Ness Wadia College of Commerce (Pune), Institute of Business Management and Technology (Bangalore), New College (Chennai)

Career Steps: This course can open up career options in the products and services sector in terms of job opportunities as well as entrepreneurship.

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Venom GT breaks the record of world's Fastest car....

US engineers have developed the world's fastest car with a top speed of an incredible 435 kilometres per hour. 

US firm Hennessey's Venom GT set the new record for the fastest car in the world during a test run at the Kennedy Space Centre in Florida. 

Venom beat the previous best record of 431km/h set by Bugatti Veyron Super Sport. 

Venom GT is a stretched Lotus Exige with a 7.0-litre, 927kW twin-turbo V8 wedged between its axles. 

The record is impressive as test driver Brian Smith started from rest, broke the record and stopped on a 5.1-kilometre stretch of tarmac rather than using an high-speed oval to give the car a running start, "Drive.com" reported. 

"If we could run on an 8-mile (12.8km) oval we could go faster than that," Smith said. 

However, Bugatti will retain its place in the Guinness book of records, the report said. 

The independently verified Hennessey speed will not go into the book as the Venom could only be driven one way on the Nasa landing strip. 

The book requires cars to make runs in two directions to account for variables including gradients and wind direction.

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Whatsapp worth is more than $19 billion

In my earlier post about the acquisition of whatsapp by Facebook in $19 billion dollar, In an interview Billionaire Facebook founder Mark Zuckerberg defended his huge $19 billion takeover of free mobile messaging service WhatsApp, saying it is actually worth much more. 

The 29-year-old Facebook chief announced the stock and cash purchase on Wednesday, a deal that marries his social network of 1.2 billion active users with Whatsapp's 450 million users. 

Asked about the price tag during an on-stage discussion at the February 24-27 Mobile World Congress in Barcelona, Spain, Zuckerberg saidWhatsApp was attractive as a company by itself, and as a strategic fit with Facebook. 

"I just think that by itself it is worth more than $19 billion [14-billion-euro]," said Zuckerberg, wearing a grey t-shirt, sneakers and black trousers. 

"I mean it is hard to exactly make that speech today because they have so little revenue compared to that number," he conceded. 

"But the reality is that there are very few services that reach a billion people in the world. They are all incredibly valuable, much more valuable than that," he added. 

"I could be wrong. This could be the one service that gets to a billion people and ends up not being that valuable. I don't think I am." 

Other Android messaging applications such as KakaoTalk, Vine and WeChat were already bringing in two to three dollars a person "with pretty early efforts", he said. 

"That shows that if we can do a pretty good job of helping WhatsApp to grow then this is just going to be a huge business," Zuckerberg said. 

"So even just independently I think it is quite a good bet." In partnership with Facebook, WhatsApp can focus on connecting "one, two, three billion people over the next however long that is going to take," Zuckerberg said. 

The Facebook boss said he and WhatsApp founder Jan Koum shared a vision of connecting everyone in the world to the Internet, delivering development benefits and in the longer term profits, too. 

Zuckerberg said Facebook planned to leave the WhatsApp service unchanged. 

"WhatsApp doesn't store the content," he said. "We would be pretty silly to get in the way of that." 

Hours earlier, WhatsApp's Koum said the messaging service would launch free voice calls by mid-year, putting it on a par with key competitor Viber which already does so. 

He, too, stressed that Facebook did not plan to change WhatsApp. "Mark really understands that for WhatsApp to be successful it really needs to stay independent," he said. 

Zuckerberg has come a long way in the mobile world in a short time. When Facebook sold its shares to the public in an initial public offering in May 2012, "it literally had no mobile advertising revenues", said Eden Zoller, analyst at the research house Ovum. 

"It did actually have a pretty strong mobile user base at IPO but what it had failed to do at that time was actually monetise those mobile users," she said. 

At the time of the float, worries over the lack of money coming in from the mobile business sent Facebook's shares sliding. 

But the social network -- boasting more than 1.2 billion members -- quickly repaired its strategy. 

By the end of 2013, mobile devices accounted for 53% of Facebook's advertising revenue, bringing in $1.2 billion in the last quarter and more than $3 billion over the whole year.

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Samsung announces the launch date of Samsung S5

Samsung on Tuesday announced the Galaxy S5, its new flagship Android smartphone with an Apple iPhone 5S-like biometric sensor button. The phone is dust and water-resistant, sports a faster camera and offers fitness-related features.

The Galaxy S5, which was unveiled at the Mobile World Congress in Barcelona, Spain, will be available in 150 countries, including India, on April 11. However, the company did not announce the price of the new smartphone.

It sports a slightly larger 5.1-inch Super AMOLED (1080 X 1920p) display which looks similar to that of the Galaxy S4.

Powered by a 2.5GHz quad-core processor and 2GB RAM, the Galaxy S5 will come in 16GB and 32GB internal storage variants, which will be expandable up to 64GB through microSD card.

                      

"With the Galaxy S5, Samsung is going back to basics to focus on delivering the capabilities that matter most to our consumers," said JK Shin, president and head of IT & mobile communications division at Samsung. "Galaxy S5 represents an iconic design with essential and useful features to focus on delivering the ultimate smartphone in the market today through people inspired innovation."

While acknowledging the market murmur about lesser-than-expected sales of Galaxy S4, Shin revealed that Samsung had so far sold over 200 million Galaxy phones. Galaxy S4 was launched in the summer of 2013. It has faced tough competition from the likes of Apple iPhone 5 and 5S, LG G2, HTC One and Sony Xperia Z1.

Usually, Samsung launches flagship Galaxy phone every year after World Mobile Congress (MWC). But, this year, the company announced Galaxy S5 at the MWC because it wants to replace Galaxy S4 as soon as possible.

         

                      

In Galaxy S5, Samsung has introduced several unique features aimed at fitness conscious users in a bid to steal Apple's thunder. It is widely rumoured that the iPhone maker will launch the successor of iPhone 5S with a clutch of health and fitness-related features.

"With the enhanced S Health 3.0, the Galaxy S5 offers more tools to help people stay fit and well. It provides a comprehensive personal fitness tracker to help users monitor and manage their behaviour, along with additional tools, including a pedometer, diet and exercise records, and a new, built-in heart rate monitor," said a Samsung spokesperson.

"Galaxy S5 users can further customize their experience with an enriched third party app ecosystem and the ability to pair with next-generation Gear products for real-time fitness coaching,"

Another highlight of the phone is a new iPhone-like fingerprint sensor integrated with the phone's home button. The finger scanner will offer a biometric screen-locking feature and mobile payment experience to consumers.

                    

                         

   
The Galaxy S5 sports a 16MP rear camera and a 2.1MP front-facing camera. The rear camera is capable of capturing 4K video at 30 frames per second. Samsung claimed the Galaxy S5 offers the world's fastest auto-focus speed up to 0.3 seconds.

The smartphone runs on Android 4.4.2 KitKat, the latest version of Google's mobile operating system. It is IP67 certified dust and water-resistant. The back panel of the phone sports a dimpled soft-touch cover, similar to the Nexus 7(2012) tablet.

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The limits of a language is the limit of the world

With Indian companies emerging as global players and Indian market being eyed by multinational companies, it becomes essential that there is no dearth of professionals who can overcome language barriers and facilitate smooth communication for proper business transactions. Foreign language experts with a good understanding of cultures are in great demand in the corporate world. The scope of foreign languages as career is stupendous and candidates willing to explore it have multitude of job opportunities in various multinational companies and multilateral organisations. Moreover, language skills are essential attribute in most professions and help in the advancement of career.

Step-by-Step

There are various options to learn foreign languages. Whereas several students start learning a foreign language in their schools, numerous others opt the course after their 10+2 and go for graduation courses that are offered by various institutes, colleges and universities. Then there are some certificate courses and diploma courses which take less time and duration and are available in a condensed form – candidates who have done 10+2 are eligible for such courses. Those who are interested in higher education in foreign languages can opt for post-graduation and PhD which are being offered at select universities in India.

Start Early

Language skills are like sport skills wherein early starters are at an advantage. Therefore, it is advisable to make an early beginning as love for a foreign language cannot be developed; it has to be felt from within. Some public schools in India have foreign languages in their curriculum. Home tuition is ideal for those who have passion to learn foreign languages. Moreover, in order to attain proficiency in language skills, practice is key. Therefore, it helps tremendously if the learner is able to build a group wherein they converse in the concerned.

Is it the Right Career for Me?

If you have a deep interest in knowing the way of life, language and culture of other people, learning a foreign language is an extraordinary career option. Career in a foreign language is not only attractive in terms of fulfilling the innate passion to know culture and people but also earns you handsome salary. Knowing one foreign language alongside English adds significant value to career prospects. However, be ready to put in a lot of effort as learning a language is a painstaking task and requires high levels of concentration and a lot of hard work.

What would it Cost Me?

Whereas fee for foreign language courses in central universities such as University of Delhi and Jawaharlal Nehru University is minimal, Max Mueller Bhavan or Inlingua charge considerable fees from students. The fee depends upon the language and the number of learners. Whereas learning Korean, Japanese and Chinese is tough, these are available at only few centres in India and are available at a high cost. Arabic and Persian are available at most of the national universities and that too at very low fees. Alliance Française offers courses in French language and the whole course lasting for five year can cost anywhere between Rs 3-4 lacs.

Funding/Scholarship

Jawaharlal Nehru University offers attractive scholarships for students studying foreign languages. The university has excellent student exchange program with various universities and foreign language students receive option to study in foreign universities for certain period during their study in JNU. University of Delhi too offers certain scholarships based on merit and performance in university exams. Similarly, governments of South Korea and Japan offer students of Korean and Japanese a number of scholarships. Max Mueller Bhavan offers two scholarships at its centres in India to the two best students of advanced level learning. They are offered a chance to visit Germany and observe the society and people to learn the language with first hand interaction.

Job Prospects

Academic qualification and proficiency in foreign languages opens the gate for career in sectors such as tourism, embassies, diplomatic service, entertainment, public relations and mass communication, international organisations, publishing, interpretation and translation, etc. Additionally, various multinational corporate bodies require candidates possessing excellent language skills in French, German, Russian, Chinese, Japanese, Spanish, Korean, Portuguese, etc. Some new avenues such as online content writers, technical translators or decoders too have come up in a big way.

International organisations such as the United Nations Organization (UNO), Food and Agriculture Organization (FAO) and various Indian national organisations such as Ministry of External Affairs, Reserve Bank of India (RBI), etc too require professionals who have specialisation in foreign languages.

Pay Packet

Foreign language professionals earn attractive remuneration depending upon the work and the organization. Professionals working for PR or Marketing Department of any MNC can earn Rs 30,000 – 50,000 per month. Teachers can earn any salary in the range of Rs 15,000 to Rs 25,000 a month.  Translators on the other hand receive Rs 250 to Rs 500 per page; compensation depends a lot upon the proficiency in the language. Similarly, an interpreter who is paid on an hourly basis can earn Rs 2000 to Rs 4000 per hour, again depending upon his calibre and work experience.

Demand and Supply

Despite huge demand for foreign language professionals there is not much information available for aspirants. As a result few professionals come out from foreign language institutes which ultimately results in a dearth of trained foreign language experts. India requires a huge number of foreign language experts, particularly in Chinese, Japanese and Korean languages. Whereas India possesses millions of English language experts, it faces shortage of people who know French, German and Portuguese. One important reason for shortage of trained foreign language professionals is lack of infrastructural set up in institutes and universities. Also, there are not many institutes which offer quality training in any foreign language. Additionally, most of the foreign language training centres or universities are located only in metros and big cities and candidates from small cities cannot afford to come to learn languages in metros.

Market Watch

Market for professional experts in foreign languages, particularly in European languages is expected to widen up in couple of decades. Evalueserve, an international research company claims that there would be a requirement of more than 1,60,000 foreign language professionals in various BPO, IT and KPO processes in India. Moreover, there is a strong requirement for skilled foreign language professionals who can effectively work in language-sensitive processes outsourced to India by companies located in the European countries.The research company concludes that the total addressable market for language-sensitive work is worth USD 14.4 billion. The demand is putting aside the English language experts which are in plenty in India.

A major issue with India’s foreign language professionals is that they are not efficient enough to work in language-sensitive processes thanks to their inefficient training. Numerous companies hire foreign professionals with proficiency in languages for outsourced work despite their heavy fees which, in fact, shows that Indian language professional can cash in, given right training is provided to them.

International Focus

Whereas Indian MNCs require trained foreign language professionals to open their operations in foreign countries, foreign multinationals require such candidates at cheap salaries from India. The situation is so attractive for Indian foreign language professionals that language experts in Japanese, Chinese and Korean get jobs soon after their five year language course from various institutes. International job opportunities for foreign language experts from India are open in supranational bodies such as United Nations Organization and its other bodies, various projects of India’s Foreign Ministry and of course India’s spy agencies.

Positives/Negatives

The demand for a language depends a lot on the country and its economic prowess; therefore, it is important to take an informed decision while choosing a particular language as a field of study. One fine example is Russian language. When the Soviet Union was at the helm of international business and India’s biggest development partner, Russian experts were in high demand; however, after the breakdown of the Soviet Union, there is not much scope for Russian language professionals. Same is the situation with Persian language. Now it is China and Japan that offer attractive job prospects for Chinese and Japanese language professionals respectively.

Despite the fact that there are certain inherent risks in deciding upon a career in foreign languages, it is an interesting career. Nevertheless, the satisfaction of knowing a foreign language is worth taking the risk. And in any case, a well thought out decision taken after setting the priorities is certain to steer you in the right direction.

Different Roles, Different Names

Foreign language experts don a variety of roles depending upon their skills and experience as well as the job. Here are some of the professions you can look for:

•    Diplomatic Service Professional
•    Foreign Language Trainer
•    Translator for MNCs and Government Organizations
•    Research Associate
•    Interpreter
•    Tourist Guide
•    Air Hostess or Flight Steward
•    Attendant at hotels
•    Freelance Writer, Translator, Interpreter
•    Public Relation Officer

Top Companies

Some of the top corporate companies that hire language experts are:

•    Accenture
•    Evalueserve
•    Wipro
•    Fiserv
•    TCS
•    Tech Mahindra
•    Infosys
•    Kuliza
•    Scabbard

Tips for Getting Hired

There is no shortcut to get a job as what matters is the skills and proficiency; therefore, the person should be genuinely skilled in the language so that his skills can be used by the employing company. However, there are some points which can help a candidate get hired which can be summarized in the following manner:

·         A passion to  learn foreign language is must as it  helps to know the language in fulsome manner,

·         Readymade sentences do not help in long term, so learn the language from scratch and construct your own sentences. There would be problem at the beginning but effort would pay in the end.

·         A learning aptitude and zeal to excel is must to build up proficiency in spoken aspect of the language.

·         If active interaction is possible, use it to maximize the language skills. No one can speak better than native speaker so talk with them to enhance spoken skills,

·         What various MNCs and KPOs look for in candidates is their fluency and clarity in the language, so gain them overtime.

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Scope for a commerce student and add-on programmes

Most  (Commerce) students think they could take up BCom and that's all. Some consider doing CA. But the fact is that Commerce students have a plenty of options. All you need to do is look around for add-on programmes, integrated courses and special subjects offered. There are a few colleges that offer these high-demand courses.

(1) BCom (Banking & Insurance)/ BA (Bank Management)
This is a 3-year course with emphasis on subjects related to the insurance and banking sector. After successful completion of this course one can seek employment in banks for business development, underwriting, reinsurance, agency business, actuarial for the insurance sector. Many colleges offer Banking and Insurance both as options in BCom while the BA (Bank Management) Course is a complete course on Bank Management.

(2) BCom (Travel & Tourism)/ BTS (Bachelor of Tourism Studies)/ BTM (Bachelor of Tourism and Management)
The 3-year BCom in Travel and Tourism and BTS/BTM course are designed to prepare the student to adapt to the demands and face the challenges of today’s tourism and travel industry. The course has a good balance of theory and practical subjects. The course is aimed at developing the students to become professionals to meet the requirements of travel, tourism and hospitality industry.

The BCom (Travel and Tourism) is offered by Christ University, Bangalore and BTS is offered by IGNOU (www.ignou.ac.in). One can also do a 6 months - 1 year training of ‘International Tourist Guide’ offered by Thomas Cook or Kuoni Academy and become a well paid tour manager, tour planner, guide as well as set up a travel agency.

(3) BCom + Company Secretaryship
The Institute of Company Secretaries of India offers the Foundation Course (8 months) for those who have passed 10+2. If a student has enrolled for BCom and has the aim to become a Company Secretary then, s/he can simultaneously enroll for the 8-month foundation course from ICSI and later after completion of BCom take up the intermediate course and complete the complete course to become a Company Secretary.

(4) BCom + Chartered Accountancy
Becoming a Chartered Accountant takes a minimum 3-4 years. The entry is after completion of PUC and successfully passing the Common Proficiency Test (CPT) and then enrollment with ICAI for Integrated Professional Competency Course - IPCC to become ‘CA’ or Enroll for Accounting Technician Course - ATC to become ‘Accounting Technician’. After this, one must successfully complete a one-week orientation course and also do compulsory 100 hours of Information Technology Training. In the meanwhile, the student must register for ‘Articleship’ and then complete the Final CA exam to become a CA. In recent times, colleges like Christ College, Bangalore, have started the BCom (CA) which is a 3-year evening course. Since the classes are held in the evening, the students spend their day doing their articleship with a practising Chartered Accountant. If a student feels that the evening college is improbable, he /she can take up BCom through correspondence and do the articleship in the day time.

(5) BCom + ICWA 
The Institute of Cost and Works Accountants of India offers a Foundation Course in Cost and Works Accounts for those who have passed 10+2. This can be taken up along with BCom and later after completion of BCom, the students can take up the Intermediate Course and then the Final Course to become a Cost and Works Accountant. IGNOU offers BCom with Major in Financial & Cost Accounting for students who have registered for Foundation Course of ICWA. Cost and Management Accountants are hold key positions in central and state governments. Realising the need and importance of these professionals, the government has set up the Indian Cost Accounts Service (ICAS) at par with other Class-I services such as IAS and IFS.

(6) BCom + SAP                                                                                                                            Systems Applications Products in Data Processing (SAP), is a software company head quartered in  Walldorf, Germany, which has developed an Enterprise Resource Planning (ERP) Software designed  to reduce cost and increase efficiency for IT companies. SAP consists of three types of modules viz,  functional, technical and techno-functional. Persons interested in a career in the functional area of SAP  should have experience in the relevant areas such as Sales & Distribution (SD), Marketing  Management (MM), Human Relations (HR), Controlling Operations (CO), Financial (FI), etc. 

  Seimens Information Systems Limited, No  206, Logos, Ground Floor, Bible Society Building, MG  Road, Bangalore - 560001 (Ph:25095577/79) is the only officially authorised institute by SAP  to  conduct the SAP Certification programme which includes 25 working day training sessions followed by  the certification examination.

  SAP has set up Community of Education Partners across India, which provides well-developed and  accessible training on SAP technologies. After completion of SAP certification one can work as analyst,  consultant and administrator in multinational companies. Careers are unlimted in SAP.

Industry certification programmes can be pursued by students simultaneously along with BCom or even after doing BCom.

There are several all-India organisations in the field of finance and insurance which are basically set up by the industry experts. BCom students can take up these certification programmes based on his / her area of interest and aptitude. All the institutes listed below offer certification programmes both for those who have passed Class 12 as well as graduates. Please check their websites to get the updated information.

  Insurance Institute of India www.insuranceinstituteofindia.com
   a. Certificate Course in Insurance Salesmanship
   b. Licentiate 

  Institute of Actuaries of India  www.actuariesindia.org
    a. Risk Analysis & Insurance Planning
    b. Retirement Planning &  Employee Benefits
    c. Investment Planning
    d. Tax Planning & Estate Planning
   Financial Planning Standards Board (FPSB), India.  www.fpsb.co.in

  National Stock Exchange (NSE) Certifications (www.nseindia.com)
   a. NSE’s Certification in Financial Markets (NCFM) in 8 key financial areas. Fin Varsity (Virtual Financial University) is an e-learning portal dedicated to learning in the area of Financial Markets. It was developed and is owned by NSE and offers a wide range of web-based e-learning courses for professionals, students and retail investors. For more details, visit: www.finvarsity.com

  Institute of Insurance and Risk management (IIRM) www.iirm-world.org.in
a.  International Post Graduate Diploma in General Insurance
b. International Post Graduate Diploma in Life Insurance.
c. International Post Graduate Diploma in Risk Management.

  Bombay Stock Exchange (BSE) www.bseindia.com
a. Certificate programme on capital market (CPCM),a three-month part-time course for those interested in capital markets. It is offered in collaboration with the Jamnalal Bajaj Institute of Management Studies (JBIMS), Mumbai. The certificates are awarded by the Mumbai university. The programme will make you study and learn the nuances of stock market with stock brokers, investment consultants, mutual fund managers, etc. BSE also offers short-term programmes of one to four days on various subjects and areas of capital markets, derivatives, portfolio structure and stock analysis, IPO procedures, etc. For more details one can contact: BSE Training Institute, 18th and 19th Floor, PJ Towers, Mumbai-400 001. Ph:022-22721126/27. Email:training@bseindia.com